So What Are You Doing To Save Money?

A place where you can chat about anything that isn't to do with games!
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jonny5
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Post by jonny5 »

Sonic R wrote: wife √
kids √
house √
sounds like a pretty successful life....smile buddy.....you always seem so down all the time
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nash87
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Post by nash87 »

Frederik wrote:
nash87 wrote:
Frederik wrote:This also gives me the opportunity to catch up on old favourites or watch ten episodes of King Of Queens in a row.
I'm hoping you're not talking about the american TV show. I don't know how anyone can watch a single episode of it.
No, I´m talking about the 1960s german transgender rollerskate drama of the same name. It´s awesome.
that sounds fucking brilliant!!!
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maxlords
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Post by maxlords »

neorichieb1971 wrote:I would advise most of you 20 somethings to stick close to family. Be productive and offer your services to them.
I don't think I could live with my mom and offer my services to her.
<@scootnet> if you were a real gamer, you could jerk it to Super Metroid box art
neorichieb1971
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Post by neorichieb1971 »

Your not screwed until your wife decides the routine life of paying off bills is becoming tiresome. When she decides whatever happiness life has for her is seeing the bailiffs disappear for a month or two :lol:

I consider marriage a mild investment in itself. Its having children thats the problem. If you have a child and you split with the mother, your in a world of hurt right there. Don't expect favours from the judge, because by being male your automatically guilty.

Think of life as investments and red tape. Stay in the investments and keep away from the red tape. If you have red tape in your life, run for the hills.


Check this out.. This is what happened to me at my divorce.

Judge summoned me to pay $100 a week for my son (thought thats ok)
My wife ran an Allstate insurance office, on my next renewal, I lost multi car discounts (with home insurance) and a kin discount for being married to someone who worked there. Allstate tapped me up for being single instead of being married and hiked my insurance from $300 every 6 months to $900 every 6 months.

My job was 215 miles from my ex, so I had to travel each weekend to get to my son. When I arrived I had to stay in a hotel over one night, pay fuel, and get him to the movies/chucky cheese or whatever. That was about $120 in total.

Then the taxman raped me for being single.


Whilst being married I earned - $2600 a month. Thats $15600 every 6 months take home pay. My ex paid most of the bills then, I saved $20000 in a year or two.

After I got divorced I earned about $13200 in 6 months. Take 2600 out for child support. Take $900 for car insurance. Take $4200 out for rent. Take about $2000 for child activities/fuel/hotel etc etc. After paying food, haircuts, clothes and stuff. I probably had $200 out of a months pay to spare if I was lucky.

And then the final blow. I found out my ex had CC's that she was paying unbeknownst to me. She took her name off them after paying minimal payments until after the separation. So then i started to pay $50,000 back to the CC's, stopped seeing my son because I couldn't afford. Ended up not paying child support either, got summoned to court again. Got royally screwed in the ass again. My attorney said to take the bankruptcy option. So my life time of work and savings went down the toilet. My ex got remarried 2 months after we split and lives in FL/USA on Government school loans and shit. Has never had to pay anything of her own, lives in a nice big fat house.


I came back to the UK eventually, house prices were 3 times the price than they were when I left. I said fuck it and lived with my mother. Since then i've been saving, got myself a steady girlfriend, play shit loads of games and like being myself. Because I don't recognize the married Richie anymore. That fucker was a loser. If I go for a woman these days, I ask my family and friends to keep my feet on the ground.
This industry has become 2 dimensional as it transcended into a 3D world.
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jonny5
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Post by jonny5 »

:shock:

good god richie.....thats a lot for one man to take....glad you worked past it tho

you are a bigger man than me.....i would have most certainly killed her,the new husband, the judge, the lawyers and then i would have been a single father having to raise a son in the jungles of peru ( to escape incarceration of course)

man....i cant even fathom what i would do in that situation....but i know for a fact i would have killed her....straight up shanked in the face with something blunt and rusty

you have my respect richie
neorichieb1971
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Post by neorichieb1971 »

When I came back to the UK I had $18000 of American Express Traveler checks. The £ was so strong I decided to hold on to them or spend them over time. The £ never weakened. Then one day just decided to convert all but $1000 of it.

About 4 months ago my friend asked for a loan, I eventually decided to just convert the last of the Amex checks. A week later the £ dropped from $2.15 to $1.50.

So as you can see, i'm still losing out. Everywhere I turn I get kicked in the nackers.

So thats why I stay at my mothers now. I ain't got time to worry about shit anymore.

I didn't mention that I lost my son as well. My ex won't let me talk to him because she says it will confuse him having two dads :roll: .

But one day, my landlord just said to me. Go back to who you were before you met this bitch! And so I became a member of shmups.com. Which was more therapeutic than some of those marriage councilling forums I went to. I don't frequent the shmups forums that much anymore. Just buy stuff and read about new activities and cab selling.


And you realize all this started with a kiss. Some of you are well on your way and you don't even know it yet. But lets be realistic, one or two of you will make good lives. Have the dog, picket fence and the nice BMW in the driveway. Unfortunately my crack at that has gone passed its sell by date.
This industry has become 2 dimensional as it transcended into a 3D world.
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jpj
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Post by jpj »

ALT+Z

:shock:
RegalSin wrote:Videogames took my life away like the Natives during colonial times.
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jpj
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Post by jpj »

neorichieb1971 wrote:Unfortunately my crack at that has gone passed its sell by date.
dude, you're not that old :) if you met the right woman, things sound like they would have turned out very differently, and there's still time for that to happen. glad to hear you're enjoying yourself in the meanwhile. great posts mate. sorry things turned out that way

chris
RegalSin wrote:Videogames took my life away like the Natives during colonial times.
neorichieb1971
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Post by neorichieb1971 »

Its alright mate. I'm not really a BMW, picket fence and dog type of guy.

In the past 2.5 years since i've been back in the UK i've saved a considerable amount of money. I buy Cave Kits, HDTV's and PS3's. I found my old buddies who I left behind many eons before when I left for the States. All of them are single and have sad stories to tell too.

But the main thing is if I have hope there is a better life out there for me, then surely there is a woman thinking like wise.

The problem is this economy crisis is happening for lots of different reasons. People want to restart their lives and society puts their hopes in governments. But even if the governments bear much fruit it means someone else is missing out. The economy is teaching us that just like sport there is one winner and one loser. If your the winner you get to fight round 2 (which isn't always a comforting thought) and if your the loser you get made to feel like crap. You play by the rules, but then the rules change and most likely its nothing that anyone can stop. There are some very careful and conservative cash people out there suffering because of some banking hooligans.

Thats why I am asking alot of you to think about NOW. Keep your life ship shape, be happy and don't let money get to you. Money is misery, you don't like earning it and you don't like spending it. It will pass through your hands like running water, you will see much of it but only be able to handle one small bit at a time.

Can I imagine someone getting a college loan? What for? To be told there are no jobs at the end of it? Who would have thought a computing degree in California would be practically useless these days? Are we now trying to impress people that have no business to watch people impress?

My definition of happiness is "always being able to deal with the worst case scenario and move on". If you can do that your the winner. I've done that and i've found my comfort zone. I'm not happy, but I'm not depressed either (Contrary to what you might think).

I find it hard to believe that at you peoples ages your worried about money. Your supposed to be enjoying life.
This industry has become 2 dimensional as it transcended into a 3D world.
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maxlords
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Post by maxlords »

Damn man. That's a lot of BS to put up with. I've been married for 7 years...8 coming up this year, and no kids....not even trying. Why? I figure I'd rather US have fun. And if that ceased to be the case...it wouldn't be a real issue. I don't think it will though.

But we still keep separate bank accounts and credit cards and whatnot. Still have different last names. Never saw the point in unifying everything. But you're right...a LOT of people toss themselves in and get screwed. If you're not happy....bleah. It's not worth it. I have the nasty mortgage and the marriage and the long work hours...but I'm happy. I suspect I'm in the minority.
<@scootnet> if you were a real gamer, you could jerk it to Super Metroid box art
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Turrican
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Post by Turrican »

neorichieb1971 wrote:I didn't mention that I lost my son as well. My ex won't let me talk to him because she says it will confuse him having two dads :roll: .
This truly is terrible - I hope he'll go against that as he grows up.
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UnscathedFlyingObject
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Post by UnscathedFlyingObject »

neorichieb1971 wrote:I didn't mention that I lost my son as well. My ex won't let me talk to him because she says it will confuse him having two dads :roll: .
Sue.
her.
ass.
off.

Seriously. Record her saying something to that effect and bring her to court. That will show her.
"Sooo, what was it that you consider a 'good salary' for a man to make?"
"They should at least make 100K to have a good life"
...
neorichieb1971
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Post by neorichieb1971 »

Nice try guys. 3000 miles separate us now. I would wish more if I could.

I've gotten over the hate part and now its all over and done with. I realized this over Xmas when I tried to paypal my Ex some money ($150) for my sons Xmas present. She was unable to respond because she was in hospital. Her husband answered emails and phone calls and said her cosmetic surjuries were burdening her and she needed 3 or 4 stay-in visits to the hospital. So its my guess she is dying or going to have a hell of a life. Her new husband must be thinking "HTF did I get into this mess?".

Anyway they accepted the cash, but the pictures they promised me over Xmas have failed to materialize. Its been almost 3 years now since i've seen him. Warren is now 7 coming up 8 in April.

I don't fight too much to get Warrens attention. Most of the time I say to my ex to pass on messages, or buy him some stuff on me. She says to him "its from Santa". As long as I know he is ok thats fine. My arms are open for him anytime.

Its funny because I still have memories lurking in my mind that haunt me forever. Sometimes in the car he would see Mcdonalds and say "Daddy, can we go to Mcdonalds?". I would say "sure lets go, whos the best Daddy?". And he would so enthusiastically shout "MY DADDY".

Once I got my ass kicked by the day care people. Apparently they asked the kids there what their parents did and what they were good at.

Warren steps up apparently and says something like "I like my Dad because he is good at Resident evil" and then starts to pretend to fire a shotgun and blow some zombies head off. Needless to say I had a meeting with the teacher that he shouldn't be watching me play such horrific games.

So when you look back at stuff like that. Would I have changed anything if I could go back in time? Not really. Once its implanted, once you have kids. Its really a case of just dealing with it.

Thanks for the PM, you know who you are ;)
This industry has become 2 dimensional as it transcended into a 3D world.
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SharkSkin-Man
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Post by SharkSkin-Man »

Damn, real life can be pretty messed up. :(

I cut my own hair, but that's more to do with not trusting people with scissors anywhere near my head.

More wanking, less hookers has been my main cost cutting initiative.
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sven666
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Post by sven666 »

pretty heavy story man, im sure when hes a little older your son will become more and more interested in starting a relationship with you :)

i know id be if my childhood memories were mostly of daddy blowing zombies away with a sawed-off 8)
the destruction of everything, is the beginning of something new. your whole world is on fire, and soon, you'll be too..
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jpj
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Post by jpj »

neorichieb1971 wrote: Its funny because I still have memories lurking in my mind that haunt me forever. Sometimes in the car he would see Mcdonalds and say "Daddy, can we go to Mcdonalds?". I would say "sure lets go, whos the best Daddy?". And he would so enthusiastically shout "MY DADDY".
:cry: that's really sad

i didn't see my father for a few years growing up after my parents split up, we moved to the UK and he got posted out to italy.

but at the end of the day, you *are* his dad, and he's your son; and that wont ever change. i'm sure he has plenty of fond memories of you too :)

maybe you can plan a trip out to disneyland for a week next time the school holidays come round?
RegalSin wrote:Videogames took my life away like the Natives during colonial times.
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Khan
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Post by Khan »

thanks for sharing rich, I feel bad for you mate but im glad lifes working out for you.

no offense but your ex sounds like the type of women that the world could do without but the way you have to see it is the world is a big place and 90% of people are in a way worse situation than yourself.

I have a shitty life myself i wont go into too much detail but lets just say I have no confidence with women they have the ability to break a man to pieces so easily.
RegalSin wrote:America also needs less Pale and Char Coal looking people and more Tan skinned people since tthis will eliminate the diffrence between dark and light.

Where could I E-mail or mail to if I want to address my ideas and Opinions?
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