Saver or Spender? Which one are you?

SuperGrafx · Post by **SuperGrafx** » Fri Jun 27, 2014 12:46 am

Do you enjoy spending every last dollar on consumer goods?
Or do you find yourself thinking first before making a purchase?

Just curious what the overall make up is of this site.

Vote away!

BryanM · Post by **BryanM** » Fri Jun 27, 2014 12:51 am

Marc · Post by **Marc** » Fri Jun 27, 2014 5:09 pm

I'm a fucking idiot with money, sadly.

CStarFlare · Post by **CStarFlare** » Fri Jun 27, 2014 5:16 pm

More of a saver than most, but not to where I maybe should be. I don't spend my money foolishly, except for eating out too much.

Post by **BulletMagnet** » Fri Jun 27, 2014 5:39 pm

More of a hoarder than a waster, myself, though definitely not exclusively so.

BIL · Post by **BIL** » Fri Jun 27, 2014 5:40 pm

I have once vice and I hit it fucking hard. Cheapskate on everything else. Evens out. :3

President_Obama · Post by **President_Obama** » Fri Jun 27, 2014 5:58 pm

The future's cancelled, good luck saving. I'm living hand to mouth and I went to college and did computer science.

Never_Scurred · Post by **Never_Scurred** » Fri Jun 27, 2014 6:03 pm

My only reasoning for taking a year off from school was to go back to work fulltime to save up for a $6000 guitar. Smart life decisions.
Mainly, I'm a saver, though. I prefer to build up then blow my wad on one big purchase. This usually amounts to one expensive item a year. This year it was a Gibson L5 Wes Montgomery, last year it was 6 months of personal training and gym membership, year before that I bought a used Heritage h575 and an iPad.

broken harbour · Post by **broken harbour** » Fri Jun 27, 2014 6:17 pm

I'm both to be honest, I set a certain threshold of what needs to be in my bank accounts at all times, as a buffer, I have to make sure I never cross that red line, also, I pay myself before I pay anyone else, so a certain amount goes into a separate account every month, before any bills, purchases, etc.... in that respect, I'm a saver.

On the other hand I collect video games, and many of those purchases are not intentional just 'saw it, good deal, get it now'.... in that respect I'm a spender, and a huge idiot with my money.

Lord Satori · Post by **Lord Satori** » Fri Jun 27, 2014 6:36 pm

If I have enough money, and I'm saving up for a game, I usually save it. But, if I have less, I spend it all over the course of a few weeks over micro-transactions for snacks, so I'm sorta in the middle.

Acid King · Post by **Acid King** » Sat Jun 28, 2014 3:55 pm

Up in smoke, that's where my money goes. In my lungs and sometimes up my nose.

nasty_wolverine · Post by **nasty_wolverine** » Sat Jun 28, 2014 6:30 pm

both, i am always out of money, but always have some to spend.

neorichieb1971 · Post by **neorichieb1971** » Sat Jun 28, 2014 6:37 pm

Me and the Mrs saved £12000 in 8 months when we put our minds to it.

Before that, saved nothing. God knows where all that money went before 8 months ago. I'd be rich.

Skykid · Post by **Skykid** » Sat Jun 28, 2014 8:28 pm

Edit: lol, that should definitely have been in the drunk thread.

Damocles · Post by **Damocles** » Sat Jun 28, 2014 10:12 pm

I'm a saver with few vices. That said, I enjoy nice guns and obscure videogames.

Homey don't buy no bullshit.

My woman, on the other hand, saves no money. Good job, but god knows where everything goes. Food and clothes I suppose.

drauch · Post by **drauch** » Sat Jun 28, 2014 10:34 pm

BIL wrote:I have once vice and I hit it fucking hard. Cheapskate on everything else. Evens out. :3

Same here. I dress like a fucking loser, eat shit and skimp on everything so I can buy games, movies and fucking toys.

nasty_wolverine · Post by **nasty_wolverine** » Sat Jun 28, 2014 11:54 pm

drauch wrote:...fucking toys...

now i am confused!!?! now, are these actual toys for fucking or just normal everyday fucking toys???

drauch · Post by **drauch** » Sun Jun 29, 2014 12:56 am

nasty_wolverine wrote:
drauch wrote:...fucking toys...
now i am confused!!?! now, are these actual toys for fucking or just normal everyday fucking toys???

Yeah, I should have specified a little better.

Fucking toys and fucking-toys, although I also spend very little on my fucking-toys, yet I've been thinking lately of blowing a huge load and getting something nice. Kind of like treating myself to a nice dinner instead of TOPPO RAMEN and shitty sandwiches. Although I've given up on the ramen (RIP) because I'm starting to get fat, and the last thing I want to be is fat buff like Danzig or something.

Post by **system11** » Mon Jun 30, 2014 6:09 pm

I'm genuinely surprised at the votes so far, why are there so many responsible people?

BryanM · Post by **BryanM** » Mon Jun 30, 2014 6:12 pm

Deviancy.

At least according to the sales charts.

Volteccer_Jack · Post by **Volteccer_Jack** » Mon Jun 30, 2014 7:14 pm

Stirner said:

I have myself, therefore I use and enjoy myself.

I have myself and do with myself as one does with any other property,—I enjoy myself at my pleasure. I am no longer afraid for my life, but "squander" it.

And I say, "same goes for money."

Never_Scurred · Post by **Never_Scurred** » Mon Jun 30, 2014 7:57 pm

system11 wrote:I'm genuinely surprised at the votes so far, why are there so many responsible people?

Shit, ain't like you can take it with you.

BryanM · Post by **BryanM** » Mon Jun 30, 2014 10:02 pm

I wouldn't be surprised if you could. If there were a god, and this is indeed his idea of the perfect universe, you know damn well Richard Cheney will be living in a gold plated heaven (the slipperyness it has on the gold cars isn't important since getting crushed there is like having an orgasm) and we'll be in some ghetto alley hundreds of layers lower where the pipeline of his toilet empties out, and no matter where you're standing the waste lands directly on your face.

Assuming an anthropomorphic afterlife.

Axelay · Post by **Axelay** » Tue Jul 01, 2014 1:01 am

I spent £119 on hyper duel and £98 on battle garrega with spine card ........
And it wasn't my money it was my gfs !

I am a piece of shit with money I have to get my self at least one game with each pay check .
I need help

PAPER/ARTILLERY · Post by **PAPER/ARTILLERY** » Tue Jul 01, 2014 1:26 am

Axelay wrote:I spent £119 on hyper duel and £98 on battle garrega with spine card ........
And it wasn't my money it was my gfs !

Shit son, and she's still your girlfriend? My missus would probably kick me square in the balls if I spent $220 of her cash on games.

Although I understand about having to buy something with each paycheck, otherwise I don't feel I'm gaining anything by working.

Never_Scurred · Post by **Never_Scurred** » Tue Jul 01, 2014 2:05 am

Axelay wrote:I spent £119 on hyper duel and £98 on battle garrega with spine card ........
And it wasn't my money it was my gfs !
I am a piece of shit with money I have to get my self at least one game with each pay check .
I need help

Sounds like she's a keeper, bruh.

Ed Oscuro · Post by **Ed Oscuro** » Tue Jul 01, 2014 2:07 am

Never_Scurred wrote:
Axelay wrote:I spent £119 on hyper duel and £98 on battle garrega with spine card ........
And it wasn't my money it was my gfs !
I am a piece of shit with money I have to get my self at least one game with each pay check .
I need help
Sounds like she's a keeper, bruh.

Too bad Axelay is not D:

Never_Scurred · Post by **Never_Scurred** » Tue Jul 01, 2014 2:13 am

Ed Oscuro wrote:
Never_Scurred wrote:
Axelay wrote:I spent £119 on hyper duel and £98 on battle garrega with spine card ........
And it wasn't my money it was my gfs !
I am a piece of shit with money I have to get my self at least one game with each pay check .
I need help
Sounds like she's a keeper, bruh.
Too bad Axelay is not D:

Jonst · Post by **Jonst** » Tue Jul 01, 2014 8:19 am

One thing with each paycheque? In my case,it's usually somewhere between 3 to 5...but I try and keep the costs down a bit these days.I definitely get paper's point about not gaining anything from work if you can't spend on the stuff you enjoy.Sometimes though,my spending on games does border on having a serious problem.

cools · Post by **cools** » Tue Jul 01, 2014 10:12 am

I divide my spending into three categories - necessities, conveniences, and luxuries. I minimise the spend on the first, avoid as much as possible the second, and keep the latter at a low number in quantity whilst being frivolous with the amount.

I try and save between a fifth and a quarter of my income, and this gets reinvested into more profitable assets than simply earning interest.

I don't subscribe to the modern day corruption of "carpe diem".

shmups.system11.org

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